Free interactive calculators

Big family money decisions, made clear

Family Ledger, by Little Ledger Co., builds free interactive calculators for the money choices that keep families up at night — what childcare really costs, how to pay for a parent’s care, whether private school is worth it. No spreadsheets, no signup, no cost. Your numbers stay in your browser.

  • 100% free
  • No signup
  • Private by design

Childcare Cost Calculator

Compare daycare center, home daycare, nanny, nanny share, au pair, and grandparent care on annual, monthly, and per-hour cost — FSA tax savings included.

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Elder Care Cost Calculator

Compare home care, assisted living, nursing home, and family caregiving on monthly, annual, and 5-year cost — with a quality-of-life scorecard.

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School Decision Calculator

Compare private school tuition against the true cost of public school — housing premium, commuting, after-school care, vouchers — over all 13 years.

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Simple by design

How it works

1. Answer plain-English questionsNo jargon, no spreadsheet skills. Just your real numbers — rates, hours, costs.
2. See the math instantlyEvery figure recalculates live, with the best option highlighted and your assumptions shown.
3. Nothing leaves your browserYour inputs save automatically on your device. No account, no tracking.

Go deeper

Full downloadable kits on Etsy

Childcare Decision Toolkit — 10 tools

Excel workbooks, fillable PDFs, and interactive calculators: cost comparisons, FSA planning, provider interview questions, daycare tour scorecards, nanny payroll checklists, and more.

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Elder Care Decision Toolkit — 10 tools

Excel workbooks, fillable PDFs, and interactive calculators: care cost comparisons, monthly cost trackers, assisted-living tour checklists, agency interview guides, family conversation guides, long-term-care insurance comparisons.

View on Etsy

K-12 School Decision Toolkit — 10 tools

Excel workbooks, fillable PDFs, and interactive calculators: private vs public true-cost analysis, school tour checklists, admissions timelines, voucher trackers, 529 savings planners, financial aid estimators.

View on Etsy