About Family Ledger

Family Ledger, by Little Ledger Co., makes free interactive calculators and downloadable toolkits for family money decisions — the ones that are confusing, high-stakes, and badly served by a single advice article. Childcare choices. Paying for a parent’s care. The private-vs-public school call. The kind of decisions where the math matters and nobody hands you the worksheet.

Who it’s for

Parents and families facing a money decision with real consequences and no obvious answer. Our tools assume no spreadsheet skills and no jargon: answer plain-English questions, and the math happens live. Everything runs in your browser — no account, no signup, and your numbers never leave your device.

Free tools, paid toolkits

The calculators on this site are free forever. For families who want the complete package — Excel workbooks you can keep, fillable PDFs, printable checklists, and all ten tools per topic — we sell downloadable kits in our Etsy shop.

An important note

• Our tools are educational estimating aids, not tax, legal, financial, or benefits advice.
• Tax figures, care costs, and program rules change every year and vary by state. We build around published figures and clearly labeled estimates, but always verify with the IRS, your state agencies, or a qualified professional before deciding.
• Products are provided “as is,” without warranties of any kind. In no event shall Little Ledger Co.’s total liability exceed the amount you paid for the product.