About

About Family Ledger

Family Ledger exists for one reason: the money decisions that keep parents up at night. Childcare. Caring for an aging parent. Choosing a school. These are confusing, high-stakes calls — and a single advice article never cuts it. We build free calculators and downloadable toolkits that do the math with you, in plain English. Nobody hands you the worksheet for these decisions. So we made one.

Warm illustration of a multi-generational family sharing a group hug

Who it’s for

Parents and families staring down a money decision that actually matters. You don’t need spreadsheet skills. You don’t need to speak finance. Just answer simple questions about your family, and the math happens live. No account. No signup. Your numbers never leave your device.

Free tools, paid toolkits

The calculators here are free. Forever. Want the complete package — workbooks to keep, fillable PDFs, printable checklists, all ten tools per topic? Those live in our Etsy shop.

An important note

  • Our tools are educational estimating aids — not tax, legal, financial, or benefits advice.
  • Tax figures, care costs, and program rules change every year and vary by state. We build around published figures and clearly labeled estimates — but please verify with the IRS, your state agencies, or a qualified professional before deciding.
  • Products are provided “as is,” without warranties of any kind. In no event shall Little Ledger Co.’s total liability exceed the amount you paid for the product.